Upgrading a laptop, replacing a home appliance, or buying a new TV can be easier on the budget as Maya offers eligible cardholders a 3-month Mini Payment plan with an effective 0% interest on select electronics and home appliance purchases.
The promo runs from August 1 to October 31, 2026, and is available to cardholders who use the Maya Black Credit Card or Landers Cashback Everywhere Credit Card for eligible purchases.
Maya is also waiving processing fees for Mini Payment plans created until September 30, 2026.
How Maya Mini Payments work
To qualify, cardholders must make a single straight purchase worth at least ₱10,000 using either eligible credit card.
Once the transaction is posted in the Maya app, users can convert the purchase into a Mini Payment plan by first selecting the transaction and tapping Convert to Mini Payments. They can then choose the 3-month Mini Payment plan to avail of the promo.
The Mini Payment plan initially applies the standard monthly interest. However, Maya will automatically credit back the applicable interest during the first week of the following month once the plan is posted on the credit statement, resulting in an effective 0% interest for eligible purchases.
Cardholders can still earn rewards
The promo also allows cardholders to continue earning rewards while paying for their purchases over three months.
Maya Black Credit Card users can earn Maya Miles, while Landers Cashback Everywhere Credit Card users can continue earning Landers Cashback Points on eligible purchases.
This allows customers to spread out the cost of major purchases without giving up the rewards associated with their cards.
Promo runs until October 31
The Mini Payments offer covers eligible electronics and home appliance purchases made from August 1 to October 31, 2026.
However, the processing fee waiver applies specifically to Mini Payment plans created until September 30, 2026.
Customers can check the list of participating merchants and complete promo mechanics through Maya’s official Mini Payment promo page before making a purchase.
The offer is subject to credit evaluation and applicable terms and conditions.
