Ant International unveiled a broader AI commerce strategy at its MoMents 2026 fintech forum in Kuala Lumpur, positioning interoperability, AI-driven finance, and global payment connectivity as core pillars of its next growth phase.
The company said it now connects more than 150 million merchants with over 2 billion consumer accounts worldwide through its payments and fintech ecosystem, while supporting over 300 payment methods across more than 220 markets.
Ant International expands global payment network
As part of its expanding cross-border payments infrastructure, Ant International said its platform now supports more than 300 payment methods, over 50 digital wallets and banking apps, more than 10 national QR payment systems, and an average of over 20 million daily transactions.
Supported QR ecosystems include Singapore’s SGQR, Malaysia’s DuitNow, Thailand’s PromptPay, Indonesia’s QRIS, and South Korea’s ZeroPay.
Ant International also added new partnerships with financial institutions and e-wallet providers including KBank and SCB in Thailand, barq in Saudi Arabia, iFAST Global Bank in the United Kingdom, and ShopeePay in Southeast Asia.
AI commerce becomes central to Ant International strategy
During the event, Peng Yang outlined a strategy centered on AI commerce and financial interoperability, combining Ant International’s payment, global account, financing, and AI technology services into a more unified ecosystem.
The strategy revolves around four key business pillars: global payment services, AI-powered global business accounts, embedded finance and treasury solutions, and AI- and blockchain-driven fintech infrastructure.
Ant International said the goal is to help businesses — from SMEs to multinational enterprises — scale internationally with easier access to payments, financing, and digital operations tools.
Company introduces new AI-powered fintech tools
Ant International also showcased several AI-focused products designed for financial institutions and merchants.
Among the biggest announcements was AMP (Agentic Mobile Protocol), which the company describes as the world’s first open-source agentic payment framework for mobile interfaces. The protocol is designed to support AI-native payment experiences across wallets, banking apps, and wearable devices.
Other AI initiatives announced include GenAI Cockpit, an AI-as-a-Service platform that helps fintech companies develop AI agents for customer service and sales operations. TNG eWallet in Malaysia and easypaisa in Pakistan are already using the platform.
Ant International also introduced AI SHIELD, a fraud and risk management model powered by more than 7 billion parameters that can reportedly detect high-risk transactions with over 95% precision while improving payment success rates.
Another announcement was the Falcon TST AI FX model, an AI-powered foreign exchange forecasting system that the company says achieves prediction accuracy of up to 93%. Ant International claims the model helped reduce foreign exchange costs by up to 60%.
The company also presented EPOS360, an AI-powered SME platform that combines payments, POS systems, financing, and operational tools into a single application. The service is currently available in Singapore and Malaysia.
Expansion continues across Asia, Latin America, and the Middle East
Ant International also detailed ongoing regional expansion efforts.
In Vietnam, the company partnered with NAPAS and Vietcombank for cross-border QR payments. In Latin America, it formed a partnership with Mexican fintech company R2 to support SME lending initiatives.
Meanwhile, in Saudi Arabia, Ant International is working with the Saudi Central Bank and payment network mada to introduce Alipay+ cross-border QR payments in 2026.
The company also signaled plans to expand Islamic finance initiatives across Southeast Asia and other emerging markets as AI-powered financial services continue to scale globally.
