Skyro is launching a new SkyroCredit customizable cashback program that lets customers choose spending categories each month and earn up to 30% cashback on eligible everyday purchases. The announcement, dated October 5, 2026, identifies Skyro as an SEC-registered digital finance platform in the Philippines. The feature follows the company’s recent expansion and rebranding.
Customers choose four categories monthly
Under the program, SkyroCredit users can select four of seven spending categories each month. Options may include groceries, fast food and restaurants, drugstores, online shopping, gas, bills, education, and 0.5% cashback on all transactions. The available categories and cashback rates may differ each month, and customers can choose the four that best match their spending needs.
The categories are not necessarily the same for every customer because each user selects their own four from the available options. Customers can also change their selections from one month to the next, allowing them to align their rewards with changing spending patterns rather than remaining with a fixed set of categories. Skyro says there is no minimum purchase requirement to earn cashback.
Every ₱1 earned in cashback equals ₱1 that can be applied to a future SkyroCredit purchase. The company describes the SkyroCredit customizable cashback program as a move away from a fixed, one-size-fits-all rewards structure, giving customers more choice over where they earn rewards from purchases they already make.
“This is the first cashback program of its kind in the Philippine market, and we believe customers deserve a cashback experience that gives them more choice and control,” said Dmitriy Vavulidi, Skyro Head of Product. The claim about being the first of its kind is attributed to Vavulidi and Skyro.
Credit line works with QR Ph payments
The cashback feature builds on SkyroCredit’s reusable credit line. According to the announcement, eligible customers can use the line wherever QR Ph payments are accepted. In the Skyro Philippines app, customers can scan or upload a merchant’s QR Ph code and pay using their available SkyroCredit limit, whether the purchase is made in a physical store or online.
This allows everyday purchases to generate cashback that can be used toward a later SkyroCredit transaction. The company says the credit line can be used again as customers repay, providing continued access to available credit for later purchases. The announcement also states that SkyroCredit provides up to 45 days at 0% interest when the required interest-free amount is paid by the due date.
These terms apply alongside the cashback feature rather than replacing the credit line’s repayment conditions. Customers remain subject to Skyro’s eligibility requirements and the applicable due-date terms, although the supplied announcement does not provide further details about those requirements.
Availability and next steps
Skyro says the new SkyroCredit customizable cashback program is being introduced as part of the platform’s recent expansion and rebranding. The announcement does not specify a separate launch date, enrollment process, or whether all customers will see the same categories and rates.
Interested customers can review how SkyroCredit works through Skyro’s website. The company’s announcement provides no separate fee schedule or additional cashback terms beyond the stated category selection, lack of minimum purchase requirement, redemption value, and up-to-30% rate. Skyro directs customers to its SkyroCredit page and website for further information.
