Maya has partnered with Lydian to introduce digital asset payments into everyday transactions in the Philippines.
The collaboration allows businesses using Maya Business to accept crypto payments while receiving settlement in Philippine pesos, addressing one of the biggest barriers to adoption—price volatility.
Stablecoin-based system removes volatility for merchants
At the core of the integration is Lydian’s infrastructure, which enables stablecoin-based payments while shielding merchants from crypto price fluctuations.
This includes peso settlement for merchants, reduced exposure to crypto volatility, and simplified compliance and custody requirements. As a result, businesses can accept digital assets without needing to manage wallets or directly deal with market swings.
“Pay with Crypto” integrated into familiar payment flows
For consumers, the rollout focuses on ease of use by embedding crypto payments into familiar channels powered by Lydian.
Users can make transactions through QR code payments, payment links, and online checkout integrations, alongside a dedicated “Pay with Crypto” option. By fitting into existing payment flows, the system lowers friction and encourages broader adoption beyond early users.
Maya provides regulated infrastructure and compliance layer
As a regulated financial platform, Maya will handle the backend infrastructure, ensuring compliance with local regulations.
This includes wallet screening and monitoring, Travel Rule compliance, and reporting aligned with guidelines set by the Bangko Sentral ng Pilipinas.
This regulatory layer plays a critical role in bridging digital assets with traditional financial systems, particularly in a market where crypto policies continue to evolve.
Philippines positioned as a key market for crypto payments
The partnership comes as the Philippines continues to rank among the top markets in crypto adoption across Asia.
This momentum is driven by high crypto ownership among consumers, the growing use of stablecoins for everyday payments, and increasing demand for alternative payment methods.
By connecting crypto infrastructure to mainstream merchant networks, Maya and Lydian aim to position digital assets as practical spending tools rather than purely investment vehicles.
Step toward mainstream adoption of digital assets
The Maya–Lydian collaboration reflects a broader industry shift: integrating digital assets into everyday financial activity.
Instead of replacing traditional systems, the approach focuses on interoperability—allowing crypto to function within existing payment ecosystems.
If successful, this model could accelerate merchant adoption and position the Philippines as a leading market for real-world crypto payments in Southeast Asia.
