Maya says two entrepreneurs in Roxas City, Capiz, and Cagayan de Oro City have used Maya Business to add services, access working capital and develop additional income streams alongside their existing businesses.
The company’s account of their Maya Business Income Opportunities centers on Mark Limjuco, who operates a school canteen inside Capiz National High School, and Nieves Nale, who runs two neighborhood stores in Cagayan de Oro. Their experiences show how Maya Business services were incorporated into different types of small businesses, according to the company.
Mark Limjuco’s school canteen services
Limjuco discovered Maya Business, formerly PayMaya Negosyo, through social media in 2019. He initially used the app to sell mobile load to co-workers. During the pandemic, he moved into online food delivery, which eventually developed into a school canteen in Roxas City.
Maya says Limjuco later added mobile load, bills payment, and cash-in and cash-out services to the canteen. He started with a ₱1,000 loan through Maya Business to purchase additional load credits for student customers. In an attributed statement included in the company’s material, Limjuco said the initial loan helped him continue growing the business and better serve students.
According to Maya, Limjuco has used more than ₱160,000 in loans with Maya Business over time. He continues to work as a college instructor while operating the canteen, where Maya says he is the sole provider of digital financial services. The business has also expanded to include a shake drink stall and school supplies.
Nieves Nale’s two neighborhood stores
Nale opened her first sari-sari store at home in 2002 and later expanded to a second location. The company says a fire damaged that second store, after which Nale used business income and additional working capital through a Maya Business loan to support her recovery.
A Maya representative introduced her to the platform, according to the company. Nale then began offering mobile load and cash-in and cash-out services. Maya says she used additional working capital to maintain funds for customer transactions, support daily operations and improve her stores.
The company says Nale has utilized more than ₱556,000 in loans over time. She continues to operate two stores in Cagayan de Oro. In a statement supplied by Maya, Nale said she was proud to be a Maya Business partner because she had grown the business and opened a second store.
Services and working capital
Maya says eligible Maya Business users can access services including mobile load, bills payment, and cash-in and cash-out transactions. Eligible users may also access working capital through Maya Advance for everyday business needs. The company’s Maya Business Income Opportunities examples involve services added to a school canteen and neighborhood stores rather than a single business format.
Maya says entrepreneurs can download the Maya Business app through Google Play and the App Store and register using one valid ID. More information is available at maya.ph/business and mayabank.ph. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas, according to the supplied material.
The company’s Maya Business Income Opportunities account is based on its supplied profiles of Limjuco and Nale. Maya’s background material describes Maya Business as an omni-channel payment processor and Maya Bank as a digital bank regulated by the Bangko Sentral ng Pilipinas, with deposits insured by the Philippine Deposit Insurance Corporation up to ₱1 million per depositor.
